With our toddler, who has more poos, we simply trifold the prefold with an insert (either mircofiber insert, like BumGenius, or a Babykicks Doubler) laid on top. To help with sensitive skin, we lay a fleece liner on top.
When my son was a newborn I just used one prefold in a cover and we were all set, but obviously as baby grows the amount of pee they produce increases. Adding a hemp insert into the middle of the prefold helps with that. If you have a baby that doesn’t like to be wet at night try adding a fleece layer over top of the prefold to provide them with that nice stay dry feeling.
For us, we simply take a prefold with a BabyKicks Hemp doubler, tri-fold the prefold around the doubler and top it off with a microfleece liner (as our guy has super sensitive skin. The microfleece helps to wick away the moisture). We finish it off by laying the whole deal in a PUL cover. See the step-by-step pictures below!
The BabyKicks is placed in the center of the prefold (the extra center panel runs left to right, as opposed to top to bottom - it fits in the cover better this way).
I place a microfleece liner on top to wick away the moisture quickly (Benjamin is typically in this diaper for 12-13 hours) ((I don't know WHAT brand the MF liner is. A friend was clearing out her stash of cloth diapers and gave those to me. She didn't know either.))
I lay the whole combo in a cover (pictured here with a Bummis Super Snap Wrap)